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Real Estate Law

  • Are Chattels Subject to HST?

    This is an interesting question because if one were to Google this question you would find many conflicting answers. I actually spent a couple of hours with 4 different representatives of the Canada R...

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  • What is land transfer tax

    This tax is paid whenever new property is bought. The tax amount usually depends on the property purchase price. Both Canada and the U.S. impose transfer taxes, but their rates differ across jurisdict...

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  • What is property tax

    Both Canada and the United States impose property taxes on real estate. The tax amount depends on the market value of the property and is administered by local governments. ...

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  • What is Agreement of Purchase and Sale / Purchase contract

    This contact is an agreement that a buyer and a seller sign when going through a property sale transaction. It outlines the terms and conditions that the buyer and seller promise to abide by when the ...

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  • What is right-of-way (easement) agreement?

    This type of agreement gives a party certain rights with respect to access to and use of someone property/land. For example, oil companies may negotiate right-of-way agreements with farmers to obtain ...

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  • What are the costs of closing a property purchase?

    Closing costs can include costs such as Land Transfer Tax, registration fees, legal fees, title insurance fees, HST (if buying a new home), and property taxes. ...

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  • What are zoning by-laws?

    Zoning by-laws are governments' mechanism to control use of land. They often state how land can be used, what structures can be built on it, including their sizes, dimensions and location. Each local ...

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  • What is a mortgage

    A mortgage is a means for the buyer to access funding to buy a new property. When a buyer applies for a mortgage with a bank or any other financial institutions that offers mortgages, he/she receives ...

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  • How do I arrange mortgage financing

    Arranging a mortgage financing can be done through your bank or any other financial institution that offers mortgages. Simply go to your banker and ask about how the bank can give you a loan for buyin...

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  • What kind of mortgage can I get?

    There are many different types of mortgages that a buyer can apply to. Depending on your income and ability to repay the loan, you may qualify for a fixed-interest rate mortgage or a variable-rate mor...

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  • How do I make an offer in Ontario?

    An offer is effectively a statement saying that the buyer proposes to buy a property for a certain price and certain term. In Ontario, making an offer usually occurs when you sign a written agreement....

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  • How do I make an offer in California?

    In California, an offer has to be in writing. The agreement that is often used to show this offer is called Deposit Receipt. This agreement should state how much you are willing to offer for the prope...

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  • How do I make an offer in Illinois?

    In Illinois, an offer has to be in writing. This contract should state how much you are willing to offer for the property, names of the seller and buyer, what should be included in the purchase and ot...

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  • How do I make an offer in Texas?

    In Texas, an offer should be in writing. This document should state how much you are willing to offer for the property, names of the seller and buyer, what should be included in the purchase and other...

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  • How do I make an offer in New York?

    In New York, an offer should be in writing. This document should state how much you are willing to offer for the property, names of the seller and buyer, what should be included in the purchase and ot...

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